Happy Money Transforms Consumer Lending With Huge Performance Gains on Snowflake’s Data Cloud

Happy Money provides a connected ecosystem of consumer financial products to help borrowers become savers. It has helped over 110,000 members pay off over $2 billion in credit card debt. Its mission is to create an alternative to conventional, FICO-based lenders. Happy Money is a strategic partner with many credit unions, because its lending model reaches members who are excluded from loans due to their low FICO score.