Equifax: US Consumer Credit Trends (Demo/Sample)

Anonymized consumer trade data that can be used for trending, market analysis, benchmarking and research


The Credit Trends Free Dataset is a sample of 100 rows that represents the full dataset in terms of data types, organization, and fields. Please note that this is not real production data, subscribe to the Credit Trends full version to get 100% production data.

Credit Trends is an anonymized data set sourced from the Equifax consumer credit database. It highlights consumer loan trades reported to Equifax by banks, credit unions, and other finance companies. Leverage this data to understand changes to accounts and balances as well as delinquency trends, consumer utilization and write off rates for this sector.

Samples/Tables Included:
– Credit Trends Originations
– Credit Trends Portfolio

Fields Included:
– Origination date & origination vintage
– Origination balance
– Origination & current risk score
– # and $ of trades 30, 60, 90, 120, closed, bankruptcy, misc, current
– Scheduled payment amount
– High credit

Disclaimer: The information in this data set is fictitious, should be treated as such, and should be used only for testing purposes. Information in the data set does not represent any known business or consumer.

About the Provider:

Equifax believes knowledge drives progress. We blend unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward. We offer data and solutions across the customer journey, enabling business customers to discover market opportunities and trends, acquire and manage customers, and optimize recovery efforts.

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