Equifax: Ability to Pay Index™ (Demo/Sample)

Sample data of a household estimated economic capacity that incorporates income, spending, and credit


Derived from our proprietary financial assets database, Ability to Pay Index™ incorporates income, spending, and credit to provide a more complete estimated measure of economic capacity than using only one of these measures alone.

This Free Dataset is a sample of 100 rows that represents the full dataset in terms of data types, organization, and fields. Please note that this is not real production data, subscribe to Ability to Pay Index™ full version to get 100% production data.

As a household-level scoring system, Ability to Pay Index™ delivers a continuous measure ranging from 1 to 1,000, with a rating of 1,000 being the most likely to have higher economic capacity and ability to pay.

Ability to Pay Index can be bundled with other financial capacity measures such as Income360®, Affluence Index™, or Spending Power™ to provide an even more granular view of household disposable income.

Fields Included:
– ZIP Code
– ZIP+4 Code
– Ability To Pay Index Score

Disclaimer: The information in this data set is fictitious, should be treated as such, and should be used only for testing purposes. Information in the data set does not represent any known business or consumer.

About the Provider:

Equifax believes knowledge drives progress. We blend unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward. We offer data and solutions across the customer journey, enabling business customers to discover market opportunities and trends, acquire and manage customers, and optimize recovery efforts.

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