Demyst: Consumer Bureau for US Credit Checks – Premium Data Collection
This recipe parses out the top level information for easy visibility and extraction from three data providers
Use this recipe to retrieve US consumer bureau data from Equifax, Experian, and TransUnion for Credit reporting purposes. This recipe combines data from all 3 bureaus to improve fill rate and coverage of credit data, with top level information, such as FICO and fraud scores, parsed out for improved visibility along with credit ratings. By using multiple providers, a Data API built from this recipe can benefit from improved up-time — bureaus can serve as redundancies for each other if any of them become unavailable, improving the performance of key workflows that require these services. Please note that this recipe will only return results with sample data. You will need to contact Demyst directly to discuss how this information can be accessed in compliance with Fair Credit Reporting Act (FCRA) regulations.
User shares data with Demyst.
Demyst enriches data.
Demyst shares data back to user through Snowflake data share.